Money 20/20 Cheat Sheet for Fintechs and Embedded Finance Companies

Money 20/20 is one of the largest global conferences on all things fintech and banking. Held every year in Las Vegas, Nevada, this year’s conference boasts well over 100 sessions over four days, over 13,000 attendees, and over 350 speakers who are experts and thought leaders in their industries.

This year, major themes at Money 20/20 include artificial intelligence, compliance and risk management, payments innovation, and financial fundamentals like financial literacy and inclusivity. Some notable speakers include Ben Horowitz of a16z; Zachary Perret, CEO of Plaid; and CEO of FIS Stephanie Ferris.

In addition to Money 20/20 sessions, don’t miss Treasury Prime’s user conference, Activate, which we’re hosting concurrently at the Venetian with a dynamic line-up of fintech CEOs from Tint, Cable, Unit21, Sardine and more to discuss AI in banking, embedded finance, and the regulatory landscape. Dive into insightful discussions, gain fresh perspectives, and connect with experts. Can't make it to Vegas this year? No worries, you can also sign up to attend Activate virtually from the comfort of your own space. 

For those who are able to make it in person, Money 20/20 is an unparalleled networking opportunity. If you want to discuss embedded finance strategies for your company with our team leaders, be sure to set up a meeting with us beforehand. Slots are limited this year — reserve before they get booked up.

Here’s our guide with top sessions and tips for getting the most out of the conference. For even quicker reference, we’ve created our cheat sheet of the must-attend sessions that you can download for free. Be sure to double-check the schedule the weekend of the conference, in case Money 20/20 organizers make last-minute changes.

Sunday, October 22

Eyes Wide Open: Adapt and Survive as Regulatory Scrutiny Evolves 

• Time: 11:50 a.m. – 12:30 p.m.
• Location: Lido, Level 3, The Venetian
• Why attend: The March bank failures have led to increased scrutiny from federal regulators and loss of consumer trust. This panel, which includes the general counsels of Green Dot and Plaid, along with the deputy general counsel of Intuit, will discuss what fintechs and banks should expect in 2024 and beyond.

The Future of Fraud Prevention is Digital

• Time: 2:40 p.m. – 3:20 p.m.
• Location: Delfino, Level 4, The Venetian
• Why attend: Digital fraud attempts have increased by 80% over the past 5 years – but the best way to fight digital fraud is with a combination of smart policies and tech-driven solutions like digital IDs. Megan Gonzalez, Cash App’s global head of financial crimes, and other panelists from Stripe and Chime discuss what policies help, and which ones might hold companies back.

Four Tips to Avoid a Fintech Breakup

• Time: 3 p.m. – 3:40 p.m.
• Location: Money Motor Circuit, The Venetian
• Why attend: More and more fintech startups and large institutions are partnering up. While the dynamics between the two enterprises can be difficult to navigate, the relationship doesn’t have to end in a breakup. Karen Redwood of Square leads a panel on how fintechs and more established institutions can navigate their partnerships.

The Next Wave of Fintech Regulation

• Time: 3:20 p.m. – 4:00 p.m.
• Location: Lido, Level 3, The Venetian
• Why attend: Co-founder and Managing Partner of QED Investors, Nigel Morris, joins Senator Mark Warner to discuss regulatory issues and outlook for fintechs, including how to manage AI. 

Prime Time in Vegas: Treasury Prime’s Welcome Reception 

• Time: 5 p.m. – 7 p.m. 
• Location: Mercato Della Pescheria in the Venetian
• Why attend: Indulge in delicious drinks, savor delectable bites, and connect with fellow trailblazers in the fintech world. Whether you're a mover, a shaker, or both, this evening promises an unparalleled opportunity to network, share ideas, and forge connections that will set the tone for an unforgettable week at Money 2020. Register ahead to reserve your spot.

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Monday, October 23

Fintech State of the Union – Discover Global Network 

• Time: 9:40 a.m. – 10:05 a.m.
• Location: The Exchange, Money Hall, The Venetian
• Why attend: Get an exclusive first look at Discover Global Network’s comprehensive research study, The Fintech State of the Union, created with 451 Research of S&P Global. The panelists will share the trends in the fintech industry and emerging payment technology, and how evolving consumer behavior may impact businesses’ strategies.

Consumerization of Treasury: How Consumer Trends are Influencing Treasury Transformation

• Time: 10:45 a.m. – 11:25 a.m.
• Location: Under the Stars, Money Hall, The Venetian
• Why attend: With the rise of e-commerce, digital and real-time payments, consumers are driving treasury departments to adapt and transform the way companies manage cash flow and handle payments. The panel, which includes Andy Joyce of PayPal and Marie Aloisi of Mastercard, will examine the key trends and how they apply to treasury transformation.

A Marketplace Differentiator, Powered by JPMorgan

• Time: 12:00 p.m. – 12:40 p.m.
• Location: Under the Stars, Money Hall, The Venetian
• Why attend: The rise of e-commerce and marketplaces has driven for frictionless payments capabilities. JPMorgan’s Head of Embedded Finance & Solutions, Lia Cao, joins other executives from Sephora and Walmart to discuss how payments technology can grow businesses and streamline operations.

Opening Pandora’s Box: Real-Time Payments, Fraud, and FedNow

• Time: 2:15 p.m. – 2:55 p.m.
• Location: The Black Box Stage, Money Hall, The Venetian
• Why attend: With the launch of FedNow, preventing RTP fraud is crucial for fintechs. This panel, which includes Unit21 CEO Trisha Kothari, will discuss how to identify systemic loopholes and think about fraud prevention methods.

Free Headshots with Treasury Prime 

• Time: 10 a.m. – 3 p.m.
• Location:  VIP Lounge at Mercato Della Pescheria, The Venetian
• Why attend: Our professional photographer will help you shed those AI fails and welcome professional headshots that reflect the true you. Slots are available on a first-come, first-served basis. Reserve your spot ahead of time.

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Tuesday, October 24

Acting Comptroller of the Currency, Michael J. Hsu on Banking, Fintech, and New Technologies

• Time: 9:45 a.m. – 10:15 a.m.
• Location: The Exchange, Money Hall, The Venetian

Why attend: The job of a Banking Regulator has never been more difficult or more interesting. Join Michael J. Hsu, Acting Comptroller of the Currency, for a wide-ranging conversation on the landscape around banking, cryptocurrency, and financial inclusion. 

Stephanie Ferris, CEO at FIS on Leading Through Changes(s) 

• Time: 10:40 a.m. – 11:05 a.m.
• Location: The Exchange, Money Hall, The Venetian
• Why attend: Since Stephanie Ferris's appointment as the CEO of FIS, the world has changed a lot. In addition to a glimpse inside FIS, this session will delve into trends like AI / ML and how the regulatory landscape continues to impact fintech. 

Treasury Prime Activate Conference

Connect with experts and thought leaders in the fintech and banking space, learn about emerging trends, and best practices. All panels are held at The Trustworthy Brewing Co. at the Venetian and will also be live-streamed for virtual attendees. 

The conference starts at 11 a.m. with networking and opening remarks, and ends at 3:30 p.m. with closing remarks from Treasury Prime’s CEO and Co-Founder, Chris Dean. You can register to attend Activate in person and virtually for one or all panels. Here are the options:

Treasury Prime Product Roadmap

• Time: 11:15 a.m. – 11:45 a.m.
• Location: Trustworthy Brewing Co. at the Venetian and live-streamed
• Why attend: Learn about BaaS provider Treasury Prime’s major product releases like OneKey Banking, upcoming announcements, and future plans from our new VP of Product Ann Olinger.

Regulatory Landscape Crystal Ball

• Time: 11:45 a.m. – 12:15 p.m.
• Location: Trustworthy Brewing Co. at the Venetian and live-streamed
• Why attend: The recent regulatory crackdowns have been top-of-mind for fintechs and banks alike. This panel focuses specifically on community banks and what that could mean for their operations, risk management, and customer service.

Driving Innovation with Embedded Banking

• Time: 12:30 p.m. – 1:00 p.m.
• Location: Trustworthy Brewing Co. at the Venetian and live-streamed
• Why attend: A fireside chat between Treasury Prime VP of Banking, Jeff Nowicki, and FS Vector Principal Advisor, Ethan Singleton about Treasury Prime’s innovative interconnected multi-bank tool, OneKey Banking, and how it can give banks even more control over their embedded banking programs.

How VCs Can Increase Portfolio Value by Leveraging Embedded Services

• Time: 1:00 p.m. – 1:30 p.m.
• Location: Trustworthy Brewing Co. at the Venetian and live-streamed
• Why attend: Integrating embedded services can increase the value of venture capitalists’ portfolio companies by empowering them to become platform businesses. Treasury Prime COO Remy Carole is joined by VCs Dan Kimerling (Deciens Group), Amias Gerety (QED Investors), and Tint CEO Matheus Riolfi. 

BaaS & Regulatory Exams for Banks

• Time: 1:45 p.m. – 2:15 p.m.
• Location: Trustworthy Brewing Co. at the Venetian and live-streamed
• Why attend: Banking-as-a-service is becoming increasingly popular as a way for banks to add value and break into new markets. Nevertheless, banks need to understand the regulatory consequences, audit nuances, and securing compliance when venturing into BaaS.

The Future of AI in Banking

• Time: 2:30 p.m. – 3:15 p.m.
• Location: Trustworthy Brewing Co. at the Venetian and live-streamed
• Why attend: Artificial intelligence has been a hot topic in the financial space, and both banks and fintechs are looking into how to best implement AI in their business and operations. Treasury Prime Chief Platform Officer Mark Vermeersch and the CEOs of Sardine, Cable, and Unit21 discuss present AI applications and future implications.

Don't forget to register for Activate ahead of time to reserve your spot. Have a great conference and see you there!

Wondering how embedded banking could help your business? Contact Treasury Prime — we have a true multi-bank network, the deepest bank core integrations, and extensive compliance experience. Read more about our $40 million Series C Funding and why Tearsheet named us the Best Banking as a Service company for the second year in a row. Talk to the best embedded finance team in the industry.